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Alan Chua

Alan Chua

Alan specializes in the area of SME Financing covering trade financing and commercial mortgage/refinancing loans at Redbrick. He is equally adept in residential property loans. He joined Redbrick with a meticulous record in business banking having won many awards and accolades in his stint at major banks like UOB, RHB and DBS.

20 housing types in Singapore — Do you know them all? (Part II)

This is the continuation of a two-part series. If you have not read the Part I of this series, which we talked about Singapore’s public and hybrid housing types such as HDB flats, ECs, DBSS flats and HUDC flats, you can find out more about them here. In this segment, we will be focusing on the types of private residential properties in Singapore, which include both landed and non-landed. PRIVATE HOUSING Generally, private residential properties can be divided into two

Alan Chua May 18, 2018

20 housing types in Singapore — Do you know them all? (Part I)

Ever wondered what are the types of properties available in Singapore? Despite the fact that over 80% of Singapore’s resident population live in public housing aka the HDB flats, there is still a great diversity of housing types available in the city-state to meet the different housing needs and stages of the life course of Singapore residents. Are you a first-time homebuyer confused by the overwhelming myriad of acronyms and property types in Singapore? What are ECs, DBSS flats, Studio

Alan Chua May 8, 2018

Real Estate 101: What are property yields?

You have seen the term ‘property yield’ in property news, investor reports, newsletters, etc. But are you sure of what the term means exactly? This term an important metric, and a must-know for property investors. As such, this article is designed to provide you with a concise explanation of what a ‘property yield’ means. Definition Yield is defined by how much of an annual return you will get on your investment. This is an important indicator to measure the future

Alan Chua March 19, 2018

Private condominiums in Singapore – What are the differences?

According to a household survey conducted by the Department of Statistics, more Singaporeans are now living in condominiums. The proportion of Singaporeans living in condominiums is likely to increase given that median monthly household income is on the rise. First time homeowners looking to buy a condominium may not be able to differentiate between the different classes of condominiums. It is therefore crucial to take note of the different classifications as there are several subtle differences between condominiums in each

Alan Chua February 22, 2018

Is now the best time to rent office spaces?

Coming off an interesting 2017 where rental prices were gradually declining in the Singapore commercial office market, the market is presenting itself as an excellent time for rental opportunity. As of Q2 2017, the market has deemed to bottom out completely – meaning now is the best situation for tenants looking for new office spaces. It is important to understand that the main reasons for the declining rental rates is down to 2 underlying factors: a huge incoming supply and

Alan Chua February 9, 2018

Troubling retail market – A silver lining for tenants?

Singapore’s retail property market has faced a challenging climate over the past 2 years. In general, the retail scene has faced constant challenges by the rising popularity of e-commerce, where consumers and shoppers can simply make purchases online and delivered right at their doorsteps. This is a threatening situation to retail tenants – why travel to the mall when the shopper can just order goods from home? This has caused a huge impact to retailers everywhere, to the point where

Alan Chua January 19, 2018

Conversations with Real Estate Personalities: David Ng

When you think of property valuations in Singapore, the name David Ng comes to mind. As a veteran valuer, he has come a long way in the local real estate scene. To many of us, the word ‘valuation’ is commonly associated with properties, be it residential, commercial or industrial. Yet there’s more to it than that. Valuations can be carried out on something as small as a drain – more colloquially known to us as a longkang – or as

Alan Chua August 15, 2016