The Redbrick Team

Redbrick Mortgage Advisory is an independent advisory working with all 16 banks and financial institutions in Singapore. We have achieved an excellent track record of financing more than 40,000 properties and over SGD$5 billion in annual mortgages.

9 Renovation Budget Hacks Every Homeowner Should Know

Did you know that the average renovation rings up to a tune of $51,000, according to data extracted from projects and contracts on Qanvast? But don’t let that faze you – just as we’ve seen amazing makeovers with five-digit budgets, we’ve seen gorgeous spaces put together on super tight budgets! To help you do just that, interior designers William from Authors Interior & Styling and Eric from Space Factor dish in on 9 money-saving budget hacks that can potentially save

The Redbrick Team March 21, 2018

A guide to OCBC Home Loan Interest Rates in Singapore

OCBC Home Loan In Singapore, there are quite a number of major banks that offer attractive interest rate packages for your financing needs. How does OCBC compare to the other major banks when it comes to home loans? Why Choose OCBC Home Loan Below, we have compiled a list of features for your benefit that are unique to OCBC when it comes to applying for a home loan with OCBC: Contents OCBC Home Rate Package Since October 2017, OCBC dropped

The Redbrick Team March 13, 2018

6 reasons why now is the best time to buy a property in Birmingham, UK

As the 2nd English city in the 2017 Quality of Living Index, Birmingham is home to many brands and pop culture we’re familiar with, such as Cadbury chocolate or even the BBC hit series, Sherlock. Beyond that, it is a mere one hour and 25 minutes away from London (via train). While the city’s 20-year plans have been rolling out since 2011, there is no doubt that the city’s liveability has room for growth. And while it’s still early, now may

The Redbrick Team March 1, 2018

Conversations with: Qanvast

If you purchased a new property recently, you’d know that the renovation process can be distressing. Horror stories from others’ past renovation experiences may intimidate you; however, you know that you can’t move in without getting some basic work done, and so you proceed with caution. What if today, you were told that you’d be able to sign off on a renovation package with up to $50,000 of your renovation deposits protected? This is the assurance given to homeowners who engage

The Redbrick Team February 27, 2018

Budget 2018: Increase in Buyer’s Stamp Duty

BREAKING: With effect from 20 Feb 2018, Buyer’s Stamp Duty on residential properties more than $1 million will be increased from 3% to 4%. The BSD rate today ranges from 1% to 3%, and the new rate of 4% will be applicable to the portion of the property which exceeds $1million. Rates are as follows: Remissions Remissions are granted to purchased residential properties that have been granted an Option to Purchase (OTP) on or before 19 Feb 2018, and exercised

The Redbrick Team February 19, 2018

Conversations with: Kazumasa Tomita, CEO & Founder, ZUU Online

As a student, Kazumasa Tomita never ever envisioned himself working in the finance industry, much less pursuing it as his lifelong career. Perhaps, he simply did not have the time to think about it. While pursuing a degree in Economics, he was made the Captain of the university’s soccer club. In his free time, Kazumasa even set up IN2, an advertising agency that connected students with relevant design and marketing experience with companies who needed marketing work. In fact, Kazumasa’s

The Redbrick Team January 31, 2018

5 Singapore condominiums with stunning swimming pools as beautiful as your favourite resorts

As with all products, condominiums too – especially upmarket, rather than mass-market ones – require innovative or additional features to differentiate themselves and stand out from neighbouring developments in the face of stiff competition. Keeping in mind the lifestyle of target homebuyers, developers often strive to build a residential project with strong value offerings and develop a unique selling proposition. In general, Singapore condominiums consist of a swimming pool, gymnasium, function rooms, car parks, tennis courts, BBQ areas, clubhouse, concierge

The Redbrick Team January 26, 2018

Quick Guide: First-time home buyers of BTO HDB flats

Are you interested in buying a BTO flat, but not sure how to go about doing it? Is this your first time attempting to apply for it? Fret not! We have summarized and created a quick guide for you; ranging from a step-by-step of the procedure for you, as well as the available schemes. Background of BTO system Firstly, we will provide a little bit of background on what the BTO system is about. The Built-To-Order (BTO) system was introduced

The Redbrick Team January 24, 2018

3 questions to ask before buying your second residential property

Nearly 30% of Singaporeans own more than one residential property, according to the Singapore Business Review. Yes, you can quote me to your hesitant spouse. While owning a second property is not uncommon, the questions “is it really necessary?” or “what are the procedures?” still looms overhead. As much as we want to say, ‘just do it’ (and do get it done with me), there are 3 questions you should ask yourself before sinking your teeth into looking for the

The Redbrick Team January 15, 2018

What is the Lease Buyback Scheme and how can you benefit from it?

The Lease Buyback Scheme (LBS) is a way that the elderly can monetise their flats if they are living in a 4-room or smaller flat. Through this, the immovable asset will liquidate into a stream of income during retirement years and allow them to continue living in it. In addition, HDB will also provide a bonus of $10,000 to $20,000 depending on CPF top-up. Thus, a part of the lease on the flat is sold to HDB and owners can

The Redbrick Team January 11, 2018