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The Redbrick Team

The Redbrick Team

Redbrick Mortgage Advisory is an independent advisory working with all 16 banks and financial institutions in Singapore. We have achieved an excellent track record of financing more than 40,000 properties and over SGD$5 billion in annual mortgages.

Introducing OHR – OCBC’s new home loan package

OCBC recently introduced a brand-new home loan package to the market, known as the OCBC Home Rate (OHR). This rate package was released to replace both the existing board rate and fixed deposit rate loan packages. Apart from the rates which are currently offered in the market – mainly, the fixed rate, board rate, fixed deposit and SIBOR rate, homeowners will now have another option to consider whether they are signing up for a new home loan or refinancing their

The Redbrick Team October 16, 2017

Good Class Bungalows: A hot market (but what are they?)

Perhaps you might have heard of the term ‘GCBs’, but you merely brushed it off as just another type of property. However, you must know this – GCBs, or Good Class Bungalows, is the most prestigious segment of landed property in Singapore. These are houses for the ultra-rich; the ones who can afford to spend about S$20 million to buy and live in one. In a nutshell, GCB ownership encapsulates the measure of your wealth. As such, we are sure

The Redbrick Team October 16, 2017

Thinking of purchasing a property overseas? Here’s one place worth considering – Birmingham

The City in England’s West Midlands that is not at all Middling Birmingham is an economic powerhouse that is poised for even bigger growth. The city offers investors – whether in property, finance, or businesses – huge potential. And it’s all thanks to a far-sighted blueprint drawn up in 2011. Mr Bean’s iconic Mini car, the steam engine, and gas lighting; these three seemingly dissimilar things share something in common – they all have roots in Birmingham. The city in

The Redbrick Team October 11, 2017

Fans that make keeping cool at home a breeze

When you’re living in a country as hot and humid as Singapore, it’s not unusual to constantly be looking for methods to keep cool. Those of us who hold a deskbound job are usually confined within an air-conditioned environment during the day, which makes it more bearable. But on the weekends, and for some of us who work from home, having the AC on all day is not necessarily the most cost-efficient method. The next best alternative to keep cool

The Redbrick Team October 5, 2017

The foreigner’s guide to investing in Singapore properties

Singapore has just retained, for better or worse, its title of the World’s Most Expensive City for Expats for 4 consecutive years by the EIU (Economic Intelligence Unit) in 2017. However, the high costs can be said to be, in a way, justifiable. The high standards of living which permeate through everyday life in Singapore and the availability of top jobs and companies setting base here are all factors which have resulted in an ever-increasing influx of expatriates relocating to

The Redbrick Team September 28, 2017

Conversations with: Gani Atmadiredja, Managing Director, W. Atelier

When it comes to buying and renovating a new home, many of us hardly place any emphasis when it comes to our toilets. Traditionally, most of us opt for the practical way; the bare necessities are sufficient for us. But there’s been a rising trend of home owners who choose to indulge heavily when it comes to the bathroom. Similar to kitchens, bathrooms can also have wet and dry areas. Usually separated by a glass door, the toilet and sink

The Redbrick Team September 27, 2017

This Priority Banking account gives you free access to airport lounges across the world (and 1.1% interest on your savings account)

Standard Chartered Bank (SCB) is currently offering an additional welcome gift for all new Priority clients. This offer is valid for all sign ups who do not have any existing accounts or credit cards with them. Depending on the amount that you deposit with them, you would be entitled to up to $3,000 in cash, that will be credited into your accounts. The following is a detailed breakdown of the reward: Amount deposited (S$) Account Credit (S$) $200,000 – $799,999

The Redbrick Team September 25, 2017

9 things to consider when you buy a property in Malaysia

Given the comparatively high home prices in Singapore, it is understandable that many Singaporeans have, over the years, turned their heads to investing overseas. Nevertheless, buying a property in Singapore can be very overwhelming; let alone buying it in a foreign country like Malaysia. Back in 2016, I bought my first property in Danga Bay, Johor Bahru, and it was after the Malaysian government introduced a Goods and Services Tax (GST) of six percent. I viewed 5 properties before I

The Redbrick Team September 25, 2017

Conversations with: Timothy Ho, Co-Founder & Managing Editor, DollarsAndSense.sg

Whether you are a twenty-something at the beginning of your career, buying your first home, or sending your child off to pursue an overseas education, one thing’s for sure: it’s essential for you to do your financial planning. As current netizens of Web 2.0, we are constantly bombarded with information all over the Internet. It’s not always easy to sieve out accurate information when it comes to financial content, let alone information that is readily available within a single platform.

The Redbrick Team August 31, 2017

How Mortgage Insurance can help you avoid regrets in life

How many of us have regrets in life? Take your time to think. I guess pretty much everyone has one or two regrets in their life regardless of whether it’s due to education, relationships, career or family. It could be as simple as not choosing the right subject of interest to pursue in university or not telling your loved ones how much you mean to them until it’s too late. Apply this to wealth planning. One key point would be

The Redbrick Team August 23, 2017