The Redbrick Team

The Redbrick Team

Redbrick Mortgage Advisory is an independent advisory working with all 16 banks and financial institutions in Singapore. We have achieved an excellent track record of financing more than 40,000 properties and over SGD$5 billion in annual mortgages.

Singapore Private Residential Property Market Analysis: CCR, OCR, RCR

In a previous article, we provided readers with a clear overview and understanding of where Singapore’s properties are located, and classified as in terms of prestige. As such, as promised in the aforesaid article, this article will conduct an analysis of the residential property market in each of Singapore’s regions: the Core Central Region (CCR), Outer Central Region (OCR) and Rest of Central Region (RCR). It is important to understand that the fact that you may read about the happenings

Conversations with: Auctionjia – Singapore’s first online property auction platform

When you hear the words “online auction”, what comes to mind? For many of us, this term rose to fame back in the late 1990s when e-commerce site eBay revolutionized the world wide web and introduced its auction-style listings. These days, you can purchase just about anything from the Internet – properties included! Online property auctions have been in existence for a while now, mostly in western countries such as the United States or the United Kingdom. However, Singapore is

What should you take note of in your renovation contract?

Before plunging head first into your renovation, having an idea of how the entire process works will definitely come in handy – and it all begins with straightening out the paperwork. These 4 key items a renovation contract should have will ensure your home makeover goes as planned. What Is A Well-Written Renovation Contract, And Why Is It Important? Getting everything in black and white is important – that means laying out the entire scope of the project, including an

What and How much is Property Tax in Singapore?

It is December now and as a homeowner, you will receive the Singapore property tax bill very soon. How much do you know about the property tax you have been paying every year? On the other hand, if you are a prospective homeowner and will be purchasing a property in the near future, this article will help you to gain a better understanding of the property tax that you should take into account during budgeting as well.   What Is

A quick guide to Singapore’s regions and districts

It is understandable that at times, one might actually be unsure of the terms ‘OCR’, ‘RCR’, ‘CCR’ or even wonder what the district numbers (e.g. District 9, 10, 11) actually mean. These terms can be found everywhere, be it in newspaper articles, property reports, websites or even in daily conversations. Perhaps you might be clueless with these real estate terms, but fret not, for this is what they actually mean. Firstly, it is important to understand that CCR, OCR and

Conversations with: Jerry Tan, Founder, JTResi

65 Club Street is home to Jerrytan Residential (JTResi), a boutique luxury property consultancy founded by real estate magnates Jerry Tan, Jason Tan and Eckardt Caius in October 2001. The three and a half storey conservation shophouse is where we held our Start-of-Year Party earlier this year, but more importantly, it is the start of a luxury property buyer’s journey with JTResi. The approach to purchasing a property is different when you’re there; the focus is no longer on the

Upgrading from an HDB flat to a condo unit – steps to take

If you’re making the big step to upgrade from an HDB flat to a condo, it pays to know the finer details. Here’s what you’ll have to go through, depending on whether you sell-then-buy, or buy-then-sell: Key highlights If a condo is bought before the HDB flat is sold, Additional Buyer’s Stamp Duty (ABSD) must be paid first, and the buyer is reimbursed if the flat is sold within six months You need to set aside a minimum cash down

Conversations with: Prestige Global Designs

Sophistication, finesse, opulence – these are some words that best describes the work that the team at Prestige Global Designs is capable of. Headed by Managing Director Michael Ong and Director Jeremy Tay, Prestige Global has bagged numerous accolades on both a regional and a global level. One look at their website, and you’d be met with various accreditations for best interior design works across residential and commercial spaces, including “Best Office Interior” for Prestige Global Designs’ very own showroom.

5 Things to check in a resale home before you buy it

Buying a home is a tedious process. Buying a resale home is even more so. From hunting for a good unit in a good location, to settling all the paperwork involved, there are tons of things you need to take care of.  But none of these really matter if the resale house you are ready to buy is just not worth what you are paying for. So, how do we know if the house is really worth the bucks? As

What type of mortgages are people getting? Analysis of $1 billion worth of home loan in Singapore

Ever been curious about how others handle their mortgages? Or who secures them? If your answer is yes, then Redbrick is here to help answer your questions! We’ve condensed some of the insights obtained from mortgages we’ve transacted during the first half of this year, in order to give you a glimpse into the goings-on within the local mortgage market. __ 1. Mortgage preferences Fixed deposit mortgages hold the lion’s share at 74.5%. Pegging interest rates to a bank’s fixed