Here's why you should start diversifying your portfolio

Diversification is the process of spreading your investments around to more than one type of assets. Essentially, it is to “place your eggs into different baskets”. This practice has one important role in your investment strategy: to reduce…

What is the best home loan in Singapore in 2020?

 When it comes to buying your home, it goes without saying that we want to (and should) rack in as much savings as humanly possible and get the best home loan in Singapore. We are talking about something that takes 2-3 decades to pay…

Million-dollar Resale HDBs: Why They Are So Popular?

In the past, million-dollar HDB transactions used to only occur once in a blue moon; however, it is slowly becoming a norm in the resale transaction market in recent years. Though the majority of the million-dollar transactions were non-standard…

BTO vs Resale: Which is the ideal home choice for you?

Choosing the ideal home can be really challenging and daunting. Having to make such important and expensive decisions, the stakes are high for you and your family. However, we are here to help you with one of life’s greatest milestones.In…

Real estate crowdfunding: 3 things to know before you invest

What is crowdfunding?  Crowdfunding offers a platform for start-ups and budding entrepreneurs to raise funds. Business ventures are, as the name suggests, funded by a crowd of people over the internet. A well-known example of a crowdfunding…

Why are prices of resale HDBs not increasing despite spike in transactions?

If you have been keeping a close watch on the resale transaction market, you will have noticed that between April and June this year, the number of resale applications rose by 29.8% from 4835 to 6276. The figure this year was also 5.6% higher…

Mature VS Non-Mature Estates: Which one trumps the other?

The maturity of an estate is often one of the key factors that people take into account when they are purchasing a property but many of you may also ask how mature an estate must be to be considered as a mature estate.Typically, an estate…

REITs: What are they, and how do they differ from Property Stocks?

What are REITs? Real Estate Investment Trusts (REITs) are companies that own and operate a portfolio of income-producing real estate. In 2002, the first REIT CapitaLand Mall Trust was listed on the Singapore stock market. It remained the only…

Is my property an asset or a liability?

“The poor and the middle-class work for money. The rich have money work for them.” – Robert T. Kiyosaki, Rich Dad, Poor Dad Robert T. Kiyosaki, in his book Rich Dad, Poor Dad, emphasized the importance of owning more assets than liabilities,…

Freehold VS Leasehold Properties: An analysis

There have been many discussions out there about whether leasehold or freehold is a better option. However, is the lease of the property enough to determine whether or not it is a good property?To a certain extent, the lease status does…