Decoupling – What And How It Can Help You Buy A Second Property
Following the increase in Additional Buyer Stamp Duty (ABSD) April 2023, Singaporeans must pay 20% ABSD if they intend to purchase a second property. Hence,
July 30, 2024
Category: Mortgages
Unveiling the Charm of Conservation Shophouses: A Timeless Investment Opportunity
I’m sure you have heard of the term ‘Conservation Shophouses’ before, but what exactly are they? In this article, we will introduce them to you,
July 17, 2024
Mortgage Default: Prevention and Management
In the realm of homeownership, navigating the complexities of mortgage management is essential to securing one’s financial stability. However, with Singapore’s dynamic property landscape, where
July 10, 2024
7 Secret Bank Policies Revealed
The considerations for loan approvals are often limited to the regulations / bank policies that you are already aware of, like fulfilling the debt servicing
June 26, 2024
11 Benefits of Owning Properties Under a Company
Singaporeans have always had a fascination for Real Estate properties. Yet, most investors only consider owning these properties as an individual. After all, that seems
May 31, 2024
What Does It Mean If You Are A Guarantor?
Has anyone asked you to be their loan guarantor? This decision to become a loan guarantor should be considered carefully and today, we will look
May 24, 2024
Understanding Legal and Valuation Subsidies for Refinancing Home Loans in Singapore
Purchasing a home is a significant financial commitment, and the associated costs can add up quickly. Beyond the property price, expenses such as stamp duty
May 16, 2024
4 Key Factors That You Must Know When Assessing Your Loan Eligibility
What are the important things you must take note when evaluating your loan eligibility? If you have bought a property and applied for a mortgage
May 9, 2024
An Essential Guide to Buyer’s Stamp Duties in Singapore
Singaporeans are no stranger to taxes, more so taxes on owning properties in this land-scarce nation. In a previous article, we covered property tax, the
April 26, 2024
How You Should Use Your CPF To Pay For Your Home Loan
One of the most common mistakes is the lack of understanding on how you can maximise the usage of your CPF accounts to repay your
April 19, 2024