SIBOR Rates Plunge: What Does This Mean for Mortgage Loans?

Back in June 2020, the US Federal Reserve (Fed) announced that Fed interest rates will drop to ‘near zero’ and maintain that level until at least the end of 2022. The main reason for holding Fed interest rates near zero (0-0.25%) is to…

Is Singapore’s real estate really pandemic proof?

Since April 2020, it was common of headlines featuring published data of home sales transactions increasing despite the ‘lockdown’ period where all physical viewings were not allowed. This trend was happening for both the private and public…

An abrupt freeze to a long-standing procedure: URA halts re-issue of Option to Purchase

URA shocked the private property market with its recent news of halting the re-issuing of Option-to-Purchase (OTP). This comes amidst a weakened economy and rising unemployment rates due to the rippling effects of the COVID-19 pandemic. OTPs…

3 Ways COVID-19 Has Redesigned Our Homes

In April 2020, the Singapore government announced the start of the circuit breaker and made it mandatory for employees to adopt the ‘Work from Home’ (WFH) scheme, forcing everyone to work in a non-office environment. Never have we stayed…

Unique HDB Houses

With most of the Singapore population living in HDB flats, it will be interesting to know the different types of flats around are not just your usual Build to Orders (BTOs). Additionally, if you are hunting for a roof over your head, these…

Public Housing Gem: 3Gen flats

In 2013, the Housing Development Board (HDB) of Singapore introduced a new type of flat called 3-generation (3Gen) flats. These flats, though launched 7 years ago, still remain a mystery to some people.   The aim of launching these flats…

Johor Bahru-Singapore Rail Transit System: Stronger ties with our neighbours

Post Circuit-Breaker, Singapore was quick to reopen discussions for the Johor Bahru-Singapore cross-border Rapid Transit System (RTS), which will link Woodlands and Johor Bahru. Discussions regarding the RTS have faced multiple delays and postponements;…

COVID-19: The future of commercial spaces hangs in the balance

As many of us move into our 5th month of working primarily from home, some of us may be wondering: is this the beginning of the end of the commercial real estate industry? This does not come as a surprise to many, with remote working and telecommuting…

Save today, spend more tomorrow: Things to note when buying a home with a short remaining lease

Making headlines recently, a 4-room HDB flat in Tiong Bahru with a short 51-year lease remaining was sold for a whopping $1.1 million, jumping on a bandwagon of HDBs crossing the million-dollar price point. However, cases as such surface only…

Life after death: What happens to your property upon death?

For many, property assets are often passed on as gifts from parent to child upon their death, expressly written and documented in the form of a will. The will serves as an official documentation and proof of entitlement to the property. However,…