U.S. Fed Keeps Interest Rates Unchanged

On Wednesday, the federal reserve kept their rates unchanged once again. The decision reflects their ongoing concerns surrounding a stall in US employment and inflation, the possible Britain's Brexit and its potential impacts on the global…

URA unable to approve new eateries until illegal parking issue is alleviated

Based on traffic and parking conditions evaluated by the Urban Redevelopment Authority (URA) and Land Transport Authority (LTA), a new ban has been placed on various sought-after dining locations with effect from 30 May 2016. This comes…

Deposit-Pegged Mortgage Rates: An Overview

In recent years, there has been an increasing trend in banks coming up with their own deposit-pegged mortgage rates (DPMR). DBS was first in the DPMR playing field, introducing the 18-month Fixed-Deposit Home Rate (18M FHR) back in June…

MCST – What They Do, Why You Should Care & How To Spot A Good One

The Management Corporation Strata Title (MCST), otherwise known as the managing body for your condominium, manages private properties in Singapore.For new condominiums, the property developer has to find a condo management company within…

The Magic Ruler

Lu Ban Ruler (魯班尺)The Lu Ban ruler is synonymous with Fengshui or geomancy, which is the Chinese art of living in harmony with nature by harnessing Qi (energy). It is practised by arranging buildings or other sites auspiciously.Who…

The Currency War: Is It Better To Finance Malaysian Properties In SGD or MYR?

Singapore and Malaysia are two countries that offer property investors the advantages of border proximity, ease of transportation, and close economic ties. With Singapore still ranking as the world’s most expensive city to live in (EIU),…

Reading the Fine Print for Home Loans

These are the key criteria you have to take into consideration when choosing your home loan:Reference Rate This can be either a Fixed Rate, or floating rates pegged to Singapore Interbank Offer Rate (SIBOR), Swap Offer Rate (SOR)…

International Property Financing

Many local banks have introduced foreign property loans in view of the rising trend of Singaporeans looking outside the little red dot to invest. These investors are usually attracted to their chosen host country due to the less restrictive…

Share Value and Maintenance Fees

One of the considerations when purchasing a condominium development is the amount of maintenance fees the homeowner has to pay. It may not be a significant amount but it may increase your monthly commitments considerably. In this article,…

Buying a Residential Property in Singapore? Position Yourself Now!

Are you still sitting on the fence waiting for property prices to drop before buying your next property? There’s no fault exercising prudence over such a major financial decision. However, while you’re waiting for property prices to…